네이버 여행 서비스를 이용해 주신 여러분께 감사드리며, 더 좋은 서비스로 보답할 수 있도록 노력하겠습니다.
The lender ought to include the published notices in the public file in three business times immediately after getting notification from the FFIEC of The supply from the disclosure statements.
네이버를 자주 이용한다면, 북마크 기능을 활용하여 손쉽게 접근할 수 있습니다. 웹 브라우저의 북마크 기능을 통해 네이버 페이지를 등록하면, 다음부터는 북마크 목록에서 바로 네이버에 접속할 수 있습니다.
An intermediate financial institution or a little lender for which car loans are a product line may perhaps collect and preserve in a structure from the bank's selecting, which include within an electronic variety prescribed by the Board, until finally the completion from the lender's next CRA evaluation in which the data are evaluated, the data described in paragraphs (a)(two)(iii)(A) by means of (F) of the section for each auto loan originated or obtained via the bank in the analysis period.
(v) To amass possession or Charge of shares or all or substantially all of the property of the savings association, to cause a financial savings Affiliation to be a subsidiary of the savings and loan holding company, or to merge or consolidate a financial savings and loan Keeping organization with some other cost savings and loan holding firm in a very transaction that requires approval under area ten of the house Owners' Loan Act (twelve U.S.C. 1467a).
(i) A lender may perhaps incorporate effectiveness evaluation components and accompanying annual measurable objectives For extra geographic spots but may well not get rid of the analysis of its efficiency in any geographic location that could be A part of its general performance evaluation inside the absence of the authorised strategy.
(two) The dispersion of a lender's closed-finish dwelling property finance loan lending, compact small business lending, modest farm lending, or automobile lending in just a facility-based mostly evaluation spot to ascertain no matter if you will discover gaps in lending that are not spelled out by efficiency context;
For a large lender necessary to report residence house loan loan facts pursuant to 12 CFR component 1003, the Board will publish around the Board's website the info necessary by paragraph (j)(2) of this part in regards to the distribution of a large financial institution's originations and programs of home mortgage loans by borrower or applicant earnings degree, race, and ethnicity in Every of your financial institution's facility-centered assessment spots, and as applicable, its retail lending assessment regions. This info is published per year depending on data described pursuant to 12 CFR portion 1003.
(five) A list of retail banking expert services (including hours of operation, offered loan and deposit products, and transaction charges) normally made available at the bank's branches and descriptions of material distinctions in The supply or cost of providers at distinct branches, if any.
네이버는 블로그를 통해 저작물이 무단으로 공유되는 것을 막기 위해, 저작권을 침해하는 컨텐츠가 포함되어 있는 게시물의 경우 주제 분류 기능을 제한하고 있습니다.
The Board considers the loans, investments, expert services, and merchandise of affiliates of a lender that are not functions subsidiaries, in the lender's alternative, issue to the following:
For household home loan loans, the financial institution will have to discover the house mortgage loans documented by lender affiliates less than twelve CFR element 1003, if relevant, or gather and retain knowledge on home mortgage loans by the affiliate that the financial institution would've collected and taken care of pursuant to paragraphs (a)(three) of the section had the loans been originated or acquired via the lender.
A considerable bank and a constrained purpose financial institution that would be a considerable bank based upon the asset dimension explained in the definition of a big financial institution must accumulate and report back to the Board each year by April one an index of Just about every facility-based assessment space showing the States, MSAs, and counties in the ability-dependent evaluation region, click here as of December 31 on the prior calendar calendar year or the final day the power-primarily based assessment spot was in influence, provided the facility-based mostly assessment place was delineated for a minimum of 6 months of your prior calendar year.
A financial institution that's been accepted for being evaluated under a strategic system have to consist of in its general public file a duplicate of that strategy though it can be in impact. A lender need not include facts submitted for the Board with a confidential foundation together with the plan.